GOALWORTHY
Built in India · Every asset, tracked to a goal

Your goals,
worth tracking.

Track every investment goal. When reality diverges from the plan, we surface the exact strategy: SIP bump or lumpsum that helps you successfully reach the goal. No advisor upsell. No transactions. Just clarity.

Demo loads a full Kumar-family goals portfolio — 6 goals, 8 yrs of SIPs, view-only.
· CAS PDF import· Daily NAV sync· FD · RD · PPF · EPF
6+
Asset classes · MFs · FDs · RDs · PPF · EPF · Gold
±10%
Variance bands, not guesses
Jan / Jun
Six-monthly review rhythm
₹0
Free forever tier
What most tools get wrong

Planning is easy. Tracking is where goals die.

GOALWORTHY treats every goal like a mini-portfolio, blends whatever you hold across mutual funds, FDs, PPF, gold, and property, and when reality drifts, tells you the precise fix: raise the SIP, top up once, or push the deadline. No dashboards. Just answers.

Goal isolation, at the folio level

The same fund in two folios can belong to two different goals. We track them separately. No accidental over-counting, ever.

Honest projections with ±10% bands

No single-point "you will have ₹X." Every projection ships with an optimistic/base/pessimistic range so you can plan for reality.

Corrective actions, not anxiety

Off track? See the exact three levers: how much extra SIP, what one-time lumpsum, or how many months of extension close the gap.

CAS PDF import

Upload your CAMS, KFintech, or MF Central consolidated statement. We parse folios, map holdings to goals, and pick up new imports diff-only.

Glide-path aware

When your goal is a few years out, we call out risky asset mixes. Shift to FDs, arbitrage, or short-duration debt on your terms, not the market's.

Six-monthly review cadence

Every restructuring decision gets deferred to your Jan or Jun review window. No panic. No mid-cycle noise.

Free calculators · No login

Twelve calculators. One honest engine.

The same math that projects your goals inside GOALWORTHY. Change any assumption; the number changes live.

All 12 calculators
The Learn library

One weekly note. Zero fluff.

Short, honest essays and product tutorials on goal-based investing.

Browse the library
GOALWORTHY

GOALWORTHY is a personal financial-planning & tracking tool. We do not execute trades, hold funds, or provide investment advice. Investments carry market risk; read all scheme documents before investing. Consult a SEBI-registered advisor for personalised advice.

GOALWORTHY / 2026